Financing Solutions
Access affordable financing options tailored for farmers, entrepreneurs, and businesses. From agricultural loans to green investments, we help you grow.
Core Financing Mechanisms
DiBA provides three structured financing mechanisms designed to support member businesses at different stages of growth and for various capital needs.
Private Equity Fund
Investment Capital for Growth
Investment capital provided to member businesses in exchange for equity stake. Ideal for businesses seeking growth capital without immediate repayment pressure.
- Equity participation in promising enterprises
- Long-term growth orientation
- Active mentorship and guidance
- Exit strategies aligned with business milestones
Term Debt Financing
Structured Business Loans
Fixed-term loans with structured repayment schedules designed for working capital, equipment purchase, and business expansion needs.
- Competitive interest rates for members
- Flexible repayment terms (6-36 months)
- Working capital and equipment financing
- Grace periods aligned with business cycles
Community Endowment Fund
Sustainable Development Capital
Community-managed fund that provides grants and concessional financing for collective projects, social enterprises, and community development initiatives.
- Community-governed fund management
- Grants for social impact projects
- Concessional loans for cooperatives
- Sustainable reinvestment model
Additional Financing Services
Agricultural Input Financing
Seasonal financing for seeds, fertilizers, and farm inputs with harvest-based repayment.
Digital Credit Scoring
Build credit history through digital transactions on Fromyfarm and partner platforms.
SACCO Integration
Connect with savings and credit cooperatives for group-based savings and lending.
Green Investment Advisory
Expert guidance on sustainable business investments through DIGIA partnership.
How It Works
Join DIBA
Register as a DIBA alliance member to access financing services.
Build History
Use digital platforms to build transaction and credit history.
Apply
Submit your financing application through our digital channels.
Get Funded
Receive funds directly to your mobile wallet or bank account.
Financing Partners
DIGIA
Investment Advisory
Green investment advisory, business development support, and equity fund management
Payment Systems Partners
Digital Credit
Mobile-based credit scoring, disbursement, and transaction history building
Partner Banks & SACCOs
Institutional Lending
Formal banking services and cooperative-based savings and credit
Ready to Access Financing?
Join the DIBA alliance to unlock financing opportunities for your business. Our team is ready to help you grow.